Young Africa FINANCE

A Faith-Based Financial Loan Fund

Young Africa FINANCE is currently being developed as a non-profit impact investment fund, which will be registered in Mauritius. Private investors and grantmakers will be invited to invest into the Young Africa FINANCE fund, and the capital received will be used to provide loans to enable the start-up or growth of businesses in which Young Africa INVESTMENTS has a majority shareholding.

The Young Africa FINANCE loan fund is modeled on the faith-based Lutheran Church Extension Fund, which is operated under the auspices of the Lutheran Church Missouri Synod in the United States of America.

Investors into the Young Africa FINANCE loan fund are welcome to make an impact investment into the fund, based on their commitment to the vision, values and objectives of the Young Africa VISION. There is no exclusion on the grounds of having to be a member of a particular church denomination: everyone is welcome!

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Objective

Young Africa FINANCE is a non-profit impact investment instrument which aims to raise capital from investors across Africa and the rest of the world, with the aim to create a loan finance fund that can offer business, property development and infrastructure development loans, as well as student loans, to enterprises in which Young Africa INVESTMENTS holds a majority share, to social enterprises which are created under the auspices of the Young Africa FOUNDATION NPC, or to students who are graduates of the ACADEMY For A Young Africa NPC.

How Does This Work?

Young Africa FINANCE is a non-profit impact investment instrument, meaning that there are no shareholders. This makes it possible to offer loans to businesses, including private property and infrastructure development projects, at the very reasonable interest rate of 6% per annum, while investors receive a guaranteed interest rate on their investments of 4% per annum.

Young Africa FINANCE retains 2% of the interest paid by borrowers:

• 1% is set aside to cover any potential bad debt and
• 1% is used for fund administration costs, including marketing expenses and investment placement fees.

All investors can download a mobile app to keep track in real-time of the performance of any business or infrastructure development in which their funds have been invested.

Young Africa FINANCE aims to pursue a pro-active loan repayment approach – meaning, that a team of business specialists monitor the entities and individuals who have been granted a loan, in order to pick up any early warning signals of potential loan repayment defaults. These business specialists then engage in a process of working with the Board and Executive Managers of the entity that is facing a challenge, in order to find ways to mitigate the situation and turn-around the business or social enterprise, thereby keeping any bad debt at an absolute minimum.

Our Strategic Investment Focus Areas

Young Africa FINANCE only provides loans to build enterprises, social enterprises or infrastructure that forms part of the overall Young Africa VISION. Here are the six strategic investment focus areas:

Kindly note that student loan finance will only be available, once Young Africa FINANCE has built own capital reserves. Investors’ funds will not be applied to student loans.

Can I Apply For Loan Finance?

At this point the Young Africa FINANCE investment fund is still in its formation phase. We are estimating that the fund will be active in 2022 or 2023.

If you are interested in partnering with Young Africa INVESTMENTS to develop a business or infrastructure project, kindly contact us by email using this email address: investments@youngafrica.net. Please note that only enterprises or property developments in which Young Africa INVESTMENTS is able to own a majority of shares, or social enterprises which agree to operate under the auspices of the Young Africa FOUNDATION NPC, are legible for business loans from the Young Africa FINANCE fund.

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Our Commitment To Accountability

Invest in building new, environmentally sustainable cities and other infrastructure across Africa! Young Africa FINANCE uses state-of-the-art financial management software to keep track of every single cent received as impact investment finance to fund the Young Africa FINANCE loan fund. Investors can pinpoint in real-time how any investments made have been deployed. All investors receive access to this system to view the application of their funds in real-time. Loans are applied to private economic and residential infrastructure developments across Africa.

“Young Africa FINANCE offers an opportunity for Christian Believers Globally to invest in an impact loan fund, thereby enabling infrastructure development across Africa, while earning viable interest.”

Reinhild Niebuhr – Founder, Young Africa VISION

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Interested In Investing In Africa’s Infrastructure?

Are you interested in becoming a financial impact investor into Africa’s infrastructure? Let part of your investment capital earn interest while being put to good use in financing economic infrastructure to enable entrepreneurs across Africa to build successful businesses. Kindly send us an email by completing the form below, and we will give you the information you need to invest into the Young Africa FINANCE fund:

Let’s REWARD Africa’s Youth As They Contribute To Providing Social Services To Their Community, Thereby Increasing The Capacity Of Non-Profit Organisations Across The Continent!

“God did not give us a Spirit of Fear. His Spirit is a source of POWER and LOVE and SELF-DISCIPLINE.”

– 2 Timothy 1:7